Car Loan & Subaru Lease in Greensboro, NC

Car Loans & Subaru Lease Center at Capital Subaru of Greensboro - Near Winston-Salem and Burlington 

                                                             Meet Our Finance Team

                   Johan Espinoza                                 Michael Hariton               
                  Jessica Turnquest

The Capital Subaru Finance Center can help you obtain that car loan in Greensboro and get you into the new Subaru or used car you've been looking at. Subaru offers excellent finance rates and lease payments, and to view this month's offerings, view our Subaru Lease and Finance Incentives page.

We want to help you make an informed decision about how to finance your vehicle, so Capital Subaru of Greensboro offers a brief overview of the finance process. That way you'll know what to expect when you visit us and select the vehicle of your dreams.

  1. Help you Decide Between Different Options:

    We'll have a discussion with you to help determine which finance option is best. Most of us won't pay cash for a car, so we can provide you with a list of benefits between a loan and a lease. You're welcome to finance one of our vehicles with a bank or credit union but we believe there is a big benefit to financing with the dealership. We can offer you various lease and loan incentives and make sure to include manufacturer rebates. Subaru offers new incentives every month - whether you lease or loan a vehicle.

    Usually a lease makes more sense if you want to trade in a vehicle every few years and don't travel long distances on a daily basis. A car loan is great for those who want to build equity in a vehicle, keep it for a longer period of time and don't want to worry about the amount of miles they are driving.

  2. Determining Your Rate:

    There are many factors that affect the rate we can offer you at Capital Subaru of Greensboro. Credit rating is one of them, of course. With just a few pieces of identification (usually driver's license and social security number), we can run a quick credit check for you which will allow us to get an idea of the type of financing we are able to give you. All information is completely secure and we have worked with customers that have all types of credit backgrounds.

    Length of the term can have an effect on the rate as well. Usually the newer the car, the lower your rate will be. If you have a good credit score, you may even be eligible for 0% financing if Subaru is offering it. Zero percent financing is an incentive coupled with a shorter term loan.

  3. Discussion of Warranties and Other Add-Ons:

    Most of our vehicles offer great warranties, but during the finance process we are able to extend those plans with Subaru Added Security. Extended warranties aren't for everyone, and the finance professionals at Capital Subaru understand that. If an extended warranty plan is not going to be beneficial to you, we wouldn't want you to purchase it. We can have an open discussion of how you would be using the vehicle and the length of time you expect to drive it. Then, we can determine if the extended warranty is right for you.

  4. Review of Contract and Signatures:

    Once we come to a decision on all of these items, this is the exciting part. We'll give you the option to review the contract after we draw it up, and go over it piece by piece. It's important for both parties to read through this contract because we want to be honest and up front about the finance plan we are offering you. If everything looks good, all you need to do is provide us with a few signatures and you're off on the road with your new vehicle!

We are conveniently located a short drive from Winston-Salem, Burlington and High Point at 801 E Bessemer Ave in Greensboro. You're welcome to browse our complete online inventory of new Subaru and used Subaru cars. If you have questions about the financing process you can use our contact form or call us. If you're ready to apply, proceed to our Finance Application.

Capital Subaru of Greensboro

801 East Bessemer Avenue
Directions Greensboro, NC 27405

  • Sales: (877) 344-5327
  • Service: (877) 316-4299
  • Parts: (877) 316-5357


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-6:00PM
  • Sunday Closed